Freshmoni - Instant Loan App

Freshmoni is a revolutionary app that empowers you to access credit swiftly and conveniently, whenever and wherever you need it. Say goodbye to traditional borrowing hassles and embrace the future of personal finance with Freshmoni!
-Flexible Loan Products
With Freshmoni, you have the freedom to choose a repayment tenure ranging from 91 days to 365 days, tailored to suit your financial preferences. Borrow any amount between NGN 5,000 to NGN 600,000, with interest rates as low as 0.08%. Our interest rates are calculated on a daily basis, and our Annual Percentage Rate (APR) is just 36%.
Simplified Loan Illustration
Lets take a practical example. Borrow ₦50,000 with a repayment period of 120 days
=> The total interest must be paid: ₦50,000 * 0.08% * 120 = ₦4,800
=> The total repayment bill including principal and interest is: ₦50,000 +₦4,800= ₦54,800
　Top Reasons to Choose Freshmoni:
1. No deposits or guarantees needed – simply apply for a loan based on your creditworthiness.
2. Loan amounts of up to NGN 600,000, directly disbursed to your bank account.
3. Experience a paperless, digital process through your mobile phone – every step can be completed online.
4. Your data is safe with us; we do not share it with any third parties without your explicit consent.
5. Forget about missing repayments – well send you timely reminders to ensure a smooth borrowing experience.
6. Quikmoni offers various repayment options, allowing you to choose the most convenient one for your financial situation.
1. Download the Freshmoni APP from the App Store.
2. Register an account with your mobile number
3. Select the loan product that suits your needs.
4. Fill in your basic information and submit your application.
5. After submission, a verification call may be made, and the final result will be communicated through SMS if approved.
6. Electronically sign the loan agreement after approval.
7. Once E-signed, the approved loan amount will be swiftly disbursed into your account, and youll receive an SMS notification.
Nigeria resident
18-60 years old
For any inquiries or assistance, reach out to our dedicated Customer Service Team:
Privacy Policy：https://m.quikmoni.ng/index.html#/protocol/1
Contact us
Website: https://quikmoni.ng/
Email: [email protected]